New Ideas

Should You Do What You Love?

There is a saying that is also a book title: Do what you love and the money will follow. Is it true? Not entirely. Is it better to simply find the best way to make money? No. The truth as is common, is somewhere in between.

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Is Buying A House Without a Loan Possible?

Buying a house without a loan sounds great, doesn't it? No monthly payments. No worries about losing the home to the bank. So is it possible to buy a home without a mortgage loan, even if you just have a regular job and no rich parents to foot the bill? It is.

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Wealth Creation Means What?

When we hear about wealth creation it is usually presented as gaining money and other valuable assets. Make money, then invest it to grow your net worth - a common formula.

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The Best Jobs In A Recession?

What are the best jobs in a recession? That depends on what you goals are. Mostly they are the same jobs as at any other time. If you are working to make the most money you can, they are high-paying jobs.

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Real Estate Values - Where To Now?

As I write this (mid 2009) home prices appear to be falling still and, of course, recent experience shows us that they do not always rise from year to year. But not even the most pessimistic analysts think they can keep dropping for too many years.

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Political Manipulation Through Implicit Premises

There is an old joke that starts by asking you, "Have you stopped beating your wife yet?" Whether you answer yes or no it sounds like you are admitting to being a wife beater. It's a practical joke based on the use of an implicit premise - that you beat your wife.

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New Ideas About Retirement

The very concept of retirement is flawed. It is based on several false premises. First is the premise that at a certain age you are no longer able to provide economic value.

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Surviving Hard Times - How To Do It

Surviving hard times is not so much about learning how to be tough or eating cheap noodles as it is about careful planning and self control. First, lets consider a worst-case scenario. Suppose we are entering another great depression.

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Do Self Help Books Help?

What if self help books just help the self which creates your problems in the first place? I'll get back to that in a moment. First I want to say that many such books certainly can be helpful.

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A Simple Innovation Process

If you want what may be the simplest innovation process, here it is: Find the things that others are not doing well, or just not doing. Once you identify these deficiencies, design a better service or product based on what customers really want. Then sell it.

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Three Opportunities During A Recession

Of course there are opportunities during a recession, including those listed below. In fact, many "lucky people" will prosper in these tough economic times. If you want to be one of them, you have to start to think like them.

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The Benefits of an Economic Recession

Most people don't think of the benefits of an economic recession. They see the growing unemployment and slowing economy and assume it's all bad news. But even when 10% are unemployed, the other 90% are still earning a living, and for that lucky 90% there is good news.

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Top Six Money Saving Ideas

A list of a hundred money saving ideas would not be hard to compile. There are certainly ways to save money on everything from peanut butter to car repairs. But there are also a few more universal ideas that are most important if you want to habitually save on the things you buy.

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Several Creative Ways To Make Money

As children, we were always looking for creative ways to make money. One of my brothers collected golf balls from the bottom of a pond and sold them back to the golfers. Another sold candy in school from a hollow book.

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Lying With Statistics - Politics as Usual

Lying with statistics has always been part of politics, but it has perhaps become more prevalent as we have become more mathematically illiterate as a people. In fact, 65.7% of statistic are just plain false. Okay, I invented that one - but to make a point.

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Is it a Good Time to Buy a House?

It's a constant question now in the real estate market: Is it a good time to buy a house? Of course it is difficult to answer in an article since you may be reading this years after it is written, when conditions have changed.

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A Money Saving Strategy

There are hundreds of money saving tips I could offer, and many of them might be useful in your particular situation. But there is a strategy for spending less which will make you far more secure than any number of tips on how to buy things for less can.

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What Is The American Dream?

What is the American Dream? Is it two kids, a new car, a good job, and a big new house with a pet dog to greet you at the door? Hmm... At least there was a deeper conception of it when it was invented.

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